Crown Point Uber And Lyft Accident Attorneys
Last updated on May 19, 2026
Ride-hailing services have made transportation more accessible and more convenient for many. However, the rise in rideshare usage has also led to an increase in accidents involving Uber and Lyft drivers.
For more than six decades, Miller Sachs & Hess, PC, has been helping car accident victims in Crown Point and throughout Indiana pursue fair compensation for injuries and other damages – and we are at the forefront when it comes to cases involving ridesharing. We take the time to understand your unique situation, gather essential evidence and build a strong case to help you receive the justice you deserve.
Who Pays The Damages For An Uber And Lyft Accident?
Rideshare accidents can be complex due to the involvement of multiple parties, including the rideshare company, the driver and other motorists. In general, Uber and Lyft provide insurance coverage when the driver has accepted a ride request or is logged in to the app, but the driver’s personal insurance applies when they are not on the rideshare service’s app. However, the rideshare driver may not be at fault – or only partially at fault – for the accident, so you may have to pursue the other driver in a claim.
Our Crown Point accident lawyers are well-versed in the intricacies of these cases and will work diligently to protect your rights and make sure that compensation is demanded from the appropriate party or parties.
Is It Possible To Sue Uber And Lyft Directly For An Accident?
Rideshare companies like Uber and Lyft classify their drivers as independent contractors rather than employees, which can complicate legal liability. In most cases, pursuing compensation involves working with the rideshare company’s insurance provider rather than directly suing the company itself. This is true both for injured drivers and their passengers or pedestrians involved in accidents.
FAQ: Indiana Uber And Lyft Accidents
Rideshare collisions involve unique insurance rules and driver classifications. The answers to these common questions can bring clarity.
What insurance coverage applies if an Uber or Lyft driver hits me while their app is off?
If a rideshare driver causes a crash while the app is off, it is handled like any other private vehicle accident. The driver’s personal insurance should provide coverage because they are not considered to be working for Uber or Lyft at that time. The rideshare company’s commercial policy does not apply until the driver is logged in and available to accept rides.
As a passenger in a rideshare vehicle, what are my rights if I am injured in an accident?
Passengers have the right to pursue compensation regardless of which driver caused the collision. You may file a claim against the at‑fault driver’s insurance or, when applicable, Uber or Lyft’s commercial policy. Passengers are rarely blamed for contributing to a crash, which helps strengthen the claim and supports recovery for medical bills, lost income and other losses.
Does Uber or Lyft’s insurance cover my medical bills if the other driver was at fault but uninsured?
It depends. If the rideshare driver is actively logged in and transporting a passenger, Uber and Lyft provide uninsured and underinsured motorist coverage. This protection may apply if the other driver lacks insurance or has insufficient limits to cover your injuries. Coverage availability depends on the driver’s status at the time of the crash and if the trip was in progress.
How does the driver’s status affect my accident claim?
A rideshare driver’s status determines which insurance policy applies. If the driver is waiting for a ride request, limited contingent coverage may be available. If the driver has accepted a trip or is transporting a passenger, Uber or Lyft’s full commercial policy typically applies. These distinctions matter because they impact compensation and the process for filing a claim.
What evidence should I collect immediately after a rideshare accident to protect my claim?
Collecting evidence early helps preserve important details that support your case. Useful materials include photographs of the vehicles, roadway conditions, visible injuries and the rideshare app screen showing the driver’s status. You should also gather witness contact information, a copy of the police report and all medical records to document the impact of the crash.
Get Legal Help Today
If you or a loved one has been involved in a rideshare accident in Crown Point, get in touch with us today. Please fill out our online contact form or call 219-227-4259 to schedule your free consultation.